Bajaj Finserv Personal Loan

Bajaj Finserv Personal Loan : Bajaj Finance Limited is a banking finance deposit accepting company registered with the Reserve Bank of India. This company is regulated by the Government of India. Which offers its customers a variety of choices such as consumer durables, personal, vehicle loans, property, shares, education Limited works to provide different types of value. Such credit has been given by Bajaj Finance Company to various diverse people. Which has included many women and other women for individuals.

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As per RBI regulations, all Finance Limited Companies have a Fair Practice Code (FPC) and its Board of Directors has duly approved it by the Government of India. The Fair Practice Code sets out the principles of fair practice i.e. standards while dealing with the customers of the Court.

Bajaj Finance Company has adopted and implemented a Fair Practice Code. It has also been implemented in all the categories of products and services offered by the company. b The company is currently being serviced and all services will be provided to the citizens in the future as well.

Table of Contents

The main restrictions of the company for the customers are also announced

To act fairly and reasonably in all dealings with customers.
To explain to customers and also to partners or other companies or organizations how the company’s products work. That is, to explain the economic implications of the company.
To deal with matters that have gone wrong quickly and sympathetically and to correct the error. To listen to customer complaints and to resolve their complaints until they are satisfied.
To publish the practice court and place it on the website, making copies available to customers upon request.
Bajaj Finance Company does such work. In which it also helps in pleasing the customers with products and services that fulfill their needs.

Eligibility

Indian citizen Age between 21 to 67 years
Employed in MNC Private, Govt or Self Employed
Worth doing business
CIBIL score 750 or above
Minimum monthly salary of 22000
Depending on your place of residence.

Important Document

KYC document Bank
aadhar card, PAN card, Driving license, Voter Identity Card
Passport (Optional)
Employee ID Card (If you have a Employee)
2 months salary slip
3 months bank statement (if you have a salary account)

The information of the loan application is given as follows

All communication with the applicant and mentioning all the information in the local language or in a language that the applicant understands.
The loan application form by the company should include the necessary information that is in the interest of the applicant and should be meaningfully compared with the terms and conditions offered by other NBFCs and it helps the applicant to take a decision by understanding and knowing all the information.
Loans of amount ranging from Rs 20,000 to four lakhs are available for getting a personal loan.
The interest on the loan is kept at the rate of 11% per annum, the principal of which is kept from six months to 96 months. (i.e. from six months to about 8 years)

Application for a loan in Bajaj Finanser Direct can be done both online and offline

Steps to apply online

First visit the Bajaj Direct application page. The link is given below.
Then enter the loan amount you want to take and click on the apply button.
Then enter your mobile number for your details and verify it with OTP.
You must fill the basic information accurately and correctly. If there is any kind of tampering in the information, then your application is liable to be canceled. Or if any wrong information is given, then your application is liable to be canceled. The documents are to be provided by the person applying.
While filling the information, keep documents like your PAN card number, Aadhaar card number, birth certificate, address proof, bank passbook, bank statement letter, salary slip if employed.
Then you have to complete KYC for the process
After completing KYC, you have to submit your application. Before submitting the application, check it completely once.
After the application is approved, the amount of your loan will be deposited in your bank account within a short period of time. This money will be paid at a specific interest rate and the interest amount will also be paid after the specified time.

Offline application steps

First of all, you have to visit any branch of All Finance near you.
Then go there and meet the employee working in the finance team or loan department.
Then get all the information about the loan from them and apply.
While applying, also carry the photocopy of the document.
Then attach the copy of the required documents with the application form and put your signature and photo.
Submit the application phone.
Then submit the application to the branch for document verification.
If there is no discrepancy in the document, then your application will be accepted.
After that, the loan process will start and you will have to visit the Bajaj branch again to create your loan account.
From here, an account will be created for you in which the loan amount will be deposited.
After the loan amount is deposited, after a certain period of time, the loan interest will have to be paid at the rate of 11 percent per annum after a specified period of time.

Important links

Apply for Loan	Click here \| Click here
Home page	Click here