Mahila Samridhi Yojana 20205 Apply Online

Mahila Samriddhi Yojana 2025 In this scheme, Rs. 1 lakh loan is provided to women to start a business to become self-reliant. The annual interest rate is 4%. The aim of this scheme is to empower women from backward classes, SC/ST, minorities and economically weaker sections. The benefit of this scheme is available to those aged 18 to 50. It is a government-backed loan scheme. Where and what documents are required, the last date for filling the form and other necessary information are given below.

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The Mahila Samridhi Yojana 2025 is a flagship scheme by the Government of India designed to empower economically weaker women, especially from backward and minority communities. This scheme provides easy and low-interest loans to help women start small businesses or self-employment ventures. Its core focus is on promoting financial independence and entrepreneurship among women.

Let’s explore the full details of this scheme, including eligibility, benefits, required documents, and how to apply.

Table of Contents

Main Objective of Mahila Samridhi Yojana

The key goal of the Mahila Samridhi Yojana is:

To encourage self-employment among women from economically weaker sections.
To offer financial support through concessional loans for launching micro-enterprises, tailoring, beauty parlors, grocery shops, handicrafts, etc.
To promote women empowerment through economic upliftment and livelihood opportunities.

Eligibility to Get Loan

To benefit from the Mahila Samridhi Yojana 2025, applicants must fulfill the following conditions:

Applicant must be a woman
Age: 18 to 55 years
Annual family income:
- For rural areas: Up to ₹1.50 lakh
- For urban areas: Up to ₹2.00 lakh
Should belong to a Backward Class, SC/ST, Minority, or Economically Weaker Section (EWS)
Should not have already availed loan under any other similar government scheme

Documents Required for Mahila Samridhi Yojana

Before applying, prepare the following documents:

Aadhaar Card of the applicant
Residence Proof (Electricity bill, Voter ID, etc.)
Income Certificate
Caste Certificate (if applicable)
Bank Passbook Copy
Passport-size Photos
Business Plan/Activity Proposal
Ration Card

Salient Features of Mahila Samridhi Yojana

Feature	Details
Loan Amount	Up to ₹1,00,000 (in some states up to ₹1.5 lakh)
Interest Rate	Very low (around 4–5% annually or subsidized in many states)
Repayment Period	36 months (3 years) with easy EMIs
Collateral	Not required for smaller loan amounts
Processing Fee	Minimal or nil
Loan Purpose	For self-employment or micro-enterprise setup

Many state governments (like Gujarat, UP, MP) implement the scheme through state-level Backward Classes Development Corporations.

Important Date

Application Start Date: 26 june 2025
Last Date to Apply: 26 july 2025

Important Links

Apply online : Click here
Official website : Click here
Home page : Click here

Final Words

The Mahila Samridhi Yojana 2025 is a golden opportunity for women to step into entrepreneurship and take charge of their financial future. With minimal interest rates, easy repayment terms, and government support, this scheme is transforming the lives of women in rural and urban India alike. If you are a woman with a dream to start a small business, this scheme is made for you.

Disclaimer

The information provided in this article is for general awareness about the Mahila samridhi yojana. Applicants are advised to verify all details, updates, and eligibility conditions from the official government portals before applying. We do not take responsibility for any changes in the official notification or data.